Low doc/alt doc loans

Self-Employed And Not Sure What Lenders Want To See?

If you run your own business, getting a home loan can feel frustrating.

  • My tax returns don’t show my real income
  • My income changes year to year
  • Banks say I don’t meet standard requirements
  • What documents do I actually need?
  • Can I still get approved?

Traditional lending doesn’t always suit business owners, freelancers and contractors — but that doesn’t mean home ownership or investing is out of reach.

That’s where Ashworth Finance comes in.

We specialise in helping self-employed Australians secure Low Doc and Alt Doc home loans.

Australian mortgage broker

Access to multiple lenders

No-obligation assessment

Book in a no obligation phone call to test your eligibility

What stage are you at in the process?
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

How We Help Self-Employed Borrowers Get Approved

01

Flexible Income Verification

Use business activity statements (BAS), accountant letters or bank statements instead of full tax returns.

02

Access Specialist Lenders

We work with lenders who understand self-employed income and flexible documentation.

03

Understand Your Borrowing Power

We calculate what you can realistically borrow based on your business income.

04

Structure Your Application Correctly

Presenting your income the right way can make a huge difference to approval.

05

Guidance From Start To Settlement

We guide you through the entire process so nothing feels confusing or overwhelming.

Why Choose Us?

Your Ashworth Broker can help make it happen
With a network of over 1,000 brokers and over 230 stores, you can go straight to Ashworth Finance.
Get expert guidance
Our mortgage brokers can help guide you through the home loan process. Taking the stress out of the process and helping you achieve your goals sooner
Ongoing Guidance
The brokers job isn't done upon settlement. Your broker remains with you through the life of the loan, acting as your personal banker. They are there to answer any questions you may have while staying lending of any rates and product offers on the market. Making sure you are always getting the most from your lending.
FREE service
Multiple lenders
With Access to 40+ lenders, brokers are able to provide you with quick and easy loan comparisons across all different lenders so that you can be confident you are getting the best deal.
What do you need to do?
Let’s guide you through the process
STEP 1
Reach out to one of our brokers

Reach out and have a 15-20 min meeting to discuss needs and objectives as well as access your financial situation.

STEP 2
We assess your financial situation

Receive a shortlist of product options that best suit your needs for objectives.

STEP 3
Let us find you the best rate

Decide on a lender/product and provide some further information to your broker.

STEP 4
We will handle the heavy lifting

Your Broker will write up your loan and submit to the lender of your choice within 24 hours of receiving all necessary documents.

Lets get started

Ashworth Finance was founded by Louis Ashworth, a finance professional with years of experience in banking and mortgage broking. With a strong understanding of lending and a passion for helping Australians achieve financial success, Louis created Ashworth Finance to deliver strategic, transparent, and client-focused finance solutions that empower people to invest and grow with confidence.

FAQ’s
Contact Us
Have an Ashworth broker reach out to you.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.