Guarantor loans

Check My Borrowing Power

Want To Buy Sooner But Struggling With A Deposit?

Saving a full 20% deposit can take years — and rising property prices can make it feel like the goal posts keep moving.

  • Do I really need a 20% deposit?
  • Can my parents help me buy sooner?
  • What is a guarantor loan and how does it work?
  • Is it risky for my parents?
  • How long does a guarantor stay on the loan?

Many buyers don’t realise that family support could help them purchase years earlier and avoid Lenders Mortgage Insurance.

That’s where Ashworth Finance comes in. We help families structure guarantor home loans safely and confidently.

Australian mortgage broker

Access to multiple lenders

No-obligation assessment

Book in a no obligation phone call to test your eligibility

What stage are you at in the process?
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Bill Hannan

Had 3 brokers fail to help me get a house. Louis worked his magic and got me into my dream house! Can't thank him enough!!

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How Guarantor Loans Can Help

01

Buy With A Smaller Deposit

Eligible buyers may be able to purchase with little to no deposit using family support.

02

Avoid Lenders Mortgage Insurance

Using a guarantor can help you avoid LMI and save thousands.

03

Protect Your Guarantor

We structure the loan to minimise risk and clearly explain responsibilities.

04

Remove The Guarantee Over Time

We create a plan to release the guarantor as soon as possible.

05

Guidance For The Whole Family

We explain the process clearly so everyone feels comfortable and informed.

Thousands of home loans from over 40 banks!

Quick Borrowing Power Check

Wondering if you qualify for a home loan? Answer a few quick questions to find out your:
✓ Estimated borrowing power
✓ Deposit requirements
✓ Suitable guarantor loan options
How much are you looking to borrow:
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How much deposit do you have?
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What is your annual household income (before tax)?
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Type of employment
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Enter your Full Name
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Enter your Phone Number
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Enter your Email Address
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Why Choose Us?

Your Ashworth Broker can help make it happen
With a network of over 1,000 brokers and over 230 stores, you can go straight to Ashworth Finance.
Get expert guidance
Our mortgage brokers can help guide you through the home loan process. Taking the stress out of the process and helping you achieve your goals sooner
Ongoing Guidance
The brokers job isn't done upon settlement. Your broker remains with you through the life of the loan, acting as your personal banker. They are there to answer any questions you may have while staying lending of any rates and product offers on the market. Making sure you are always getting the most from your lending.
FREE service
Multiple lenders
With Access to 40+ lenders, brokers are able to provide you with quick and easy loan comparisons across all different lenders so that you can be confident you are getting the best deal.
What do you need to do?
Let’s guide you through the process
STEP 1
Reach out to one of our brokers

Reach out and have a 15-20 min meeting to discuss needs and objectives as well as access your financial situation.

STEP 2
We assess your financial situation

Receive a shortlist of product options that best suit your needs for objectives.

STEP 3
Let us find you the best rate

Decide on a lender/product and provide some further information to your broker.

STEP 4
We will handle the heavy lifting

Your Broker will write up your loan and submit to the lender of your choice within 24 hours of receiving all necessary documents.

Lets get started

Ashworth Finance was founded by Louis Ashworth, a finance professional with years of experience in banking and mortgage broking. With a strong understanding of lending and a passion for helping Australians achieve financial success, Louis created Ashworth Finance to deliver strategic, transparent, and client-focused finance solutions that empower people to invest and grow with confidence.

Client satisfaction is a focus at Ashworth Finance.

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Olivia Fredericks

What a wonderful experience dealing with Louis. A true asset to his business. No question was unanswered. We were at complete ease with the transition of institutions thanks to Louis.

Highly recommend. Don't look anywhere else, this man is the one stop place for all your banking needs, advice etc. Thank you!

Emma Young-Smith

Louis Ashworth was great to work with. He kept me well informed and worked with great efficiency and care.

I would recommend Louis for all brokering needs to friends and family.

Lilly Bartlett

Don't usually use a broker, but was surprised with how good a rate Louis could get us compared to our personal banker. Was also very friendly, knowledgeable and worked fast.

Highly recommend.

Mostafa Bardan

Got my first property through Ashworth finance and they made the process quick and easy.

Thanks again!

Bill Hannan

Had 3 brokers fail to help me get a house. Louis worked his magic and got me into my dream house! Can't thank him enough!!

Phill

Louis helped me to refinance my mortgage with another bank. He handled the process from beginning to end with great professionalism and it was seamless transition. I was able to secure a more competitive interest rate on my mortgage which has reduced my monthly instalments, as well as receiving a nice cash-back. I cannot recommend Louis's services enough! Thanks again man.

FAQ’s
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