Construction loans

Building A Home Should Be Exciting… Not Confusing

Construction loans are very different from standard home loans — and most people don’t realise how complex the process can be until they’re in it.

  • How do construction loans actually work?
  • How much deposit do I need?
  • What are progress payments?
  • What happens if building costs change?
  • Which lenders even offer construction loans?

Without the right guidance, the process can feel overwhelming and stressful.

That’s where Ashworth Finance comes in.

We help clients plan, structure and secure construction loans with clarity and confidence.

Australian mortgage broker

Access to multiple lenders

No-obligation assessment

Book in a no obligation phone call to test your eligibility

What stage are you at in the process?
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How We Make Building Simpler

01

Understand The Full Costs Upfront

We help you understand land, build, progress payments and total borrowing capacity before you start.

02

Know Your Budget With Confidence

Get clarity on what you can afford and how repayments work during the build.

03

Access Construction-Friendly Lenders

Not all lenders handle construction the same way — we know who does it well.

04

Guidance From Land Purchase To Completion

We support you from pre-approval through to final drawdown and completion.

05

Avoid Costly Mistakes

We help you structure the loan correctly from the beginning to prevent delays and surprises.

Why Choose Us?

Your Ashworth Broker can help make it happen
With a network of over 1,000 brokers and over 230 stores, you can go straight to Ashworth Finance.
Get expert guidance
Our mortgage brokers can help guide you through the home loan process. Taking the stress out of the process and helping you achieve your goals sooner
Ongoing Guidance
The brokers job isn't done upon settlement. Your broker remains with you through the life of the loan, acting as your personal banker. They are there to answer any questions you may have while staying lending of any rates and product offers on the market. Making sure you are always getting the most from your lending.
FREE service
Multiple lenders
With Access to 40+ lenders, brokers are able to provide you with quick and easy loan comparisons across all different lenders so that you can be confident you are getting the best deal.
What do you need to do?
Let’s guide you through the process
STEP 1
Reach out to one of our brokers

Reach out and have a 15-20 min meeting to discuss needs and objectives as well as access your financial situation.

STEP 2
We assess your financial situation

Receive a shortlist of product options that best suit your needs for objectives.

STEP 3
Let us find you the best rate

Decide on a lender/product and provide some further information to your broker.

STEP 4
We will handle the heavy lifting

Your Broker will write up your loan and submit to the lender of your choice within 24 hours of receiving all necessary documents.

Lets get started

Ashworth Finance was founded by Louis Ashworth, a finance professional with years of experience in banking and mortgage broking. With a strong understanding of lending and a passion for helping Australians achieve financial success, Louis created Ashworth Finance to deliver strategic, transparent, and client-focused finance solutions that empower people to invest and grow with confidence.

FAQ’s
Contact Us
Have an Ashworth broker reach out to you.
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