Looking to buy or refinance your home loan?
Chat to Ashworth Finance mortgage broker about your next move. Feel good knowing you've got the experts on your team.
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Our Services
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Why Choose Us?
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Reach out and have a 15-20 min meeting to discuss needs and objectives as well as access your financial situation.
Receive a shortlist of product options that best suit your needs for objectives.
Decide on a lender/product and provide some further information to your broker.
Your Broker will write up your loan and submit to the lender of your choice within 24 hours of receiving all necessary documents.
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Client satisfaction is a focus at Ashworth Finance.


What a wonderful experience dealing with Louis. A true asset to his business. No question was unanswered. We were at complete ease with the transition of institutions thanks to Louis.
Highly recommend. Don't look anywhere else, this man is the one stop place for all your banking needs, advice etc. Thank you!
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Louis Ashworth was great to work with. He kept me well informed and worked with great efficiency and care.
I would recommend Louis for all brokering needs to friends and family.
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Don't usually use a broker, but was surprised with how good a rate Louis could get us compared to our personal banker. Was also very friendly, knowledgeable and worked fast.
Highly recommend.
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Got my first property through Ashworth finance and they made the process quick and easy.
Thanks again!
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Had 3 brokers fail to help me get a house. Louis worked his magic and got me into my dream house! Can't thank him enough!!
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Louis helped me to refinance my mortgage with another bank. He handled the process from beginning to end with great professionalism and it was seamless transition. I was able to secure a more competitive interest rate on my mortgage which has reduced my monthly instalments, as well as receiving a nice cash-back. I cannot recommend Louis's services enough! Thanks again man.
Besides your deposit and stamp duty (tax), there are several other fees to be aware of:Lenders Mortgage Insurance (LMI) is a fee charged when your deposit is less than 20% of the cost. This is to protect the lender in case of default of loan.
Legal and Conveyancing fees come from needing to engage a solicitor to handle the legal aspects of the property purchase.
Building and Pest inspection these inspections come with associated expenses.
Mortgage Registration fee are fees involved in registering the property title in your name with relevant state authority.
Application fee is a fee depending on the lender you are getting a loan from
Valuation fee are required by some lenders to determine the property value.
Each lender has different application/settlement fees associated with refinancing. These fees will be highlighted by your broker. You will also have a discharge fee for closing out your loan with your current lender (usually around $300), as well as a mortgage registration fee. This is a government cost for altering the registration over the property (usually around $200).
Brokers are compensated by the lender that the client goes ahead with. All Lenders provide the same fee, so commission does not affect the brokers offering decisions. Brokers will always offer lenders that are in the best interest of the client. If a client is to leave that lender within 2 years, the broker will have that commission clawed back by the lender.
Once all documents have been collected, loan documents will be issued within 24 hours. Once signed, depending on the lender chosen and their pickup times, your application could be approved as quickly as 48 hours. Once unconditional approval has been offered settlement is usually book for 2-3 weeks after.
Your broker will ask for some forms of Identification, Payslips/Income Statements (Financials if self-employed), Bank Statements, as well as statements for any other liabilities.
Brokers offer several advantages over approaching individual banks. Brokers have access to a wide panel of lenders, allowing them to compare multiple products to find the best rates and terms tailored to your requirements. On top of finding, you the best products on the market, the broker will manage the whole process for you. Making the purchase/refinance stress free. Finally, brokers will keep on top of the loan, ongoing throughout the life of the mortgage, making sure the banks don’t take the clients for a ride, and repricing you when rates move.
Pre-approval is a conditional commitment from a lender that indicates how much they are willing to lend you. It is recommended to obtain preapproval before house hunting as it gives you a clear budget of what you can put offers down for and strengthens the negotiating power of the buyer.
The deposit required to buy a property is generally a percentage of the purchase price, typically ranging from 5% to 25%. If your deposit is below 20%, you will be charged Lenders Mortgage Insurance (LMI). If you’re a first home buyer, there are opportunities to avoid LMI and pay as little as 5% deposit.